After The Event (ATE) Insurance

Harbour provides unique access to an insurance solution that can indemnify an opponent’s cost award in the event of a loss at trial.

This is known as an after-the-event or “ATE” policy.

Cash recovery up to the limit of indemnity if the claim is lost at first instance.
The insurance premium is part of the costs funded by Harbour so there is no recourse to the claimant in the event of loss.
Financial impact from a cost award from losing the dispute is limited to the amount paid for the insurance premium – this impact is borne by Harbour and is an essential part of the 100% risk transfer inherent in Harbour’s solutions